Born in 1964 in Santa Catarina on the island of Santiago, Moreira studied Business Administration and Management at the Catholic University of Louvain in Belgium before beginning a career in banking. He has 23 years of experience in banking, having been involved in credit, project finance, international operations, credit line management, means of payment, Western Union operations, microfinance, and so on. He is familiar with banking practices across Europe, from Portugal to Sweden, Germany, Luxembourg and the United Kingdom. He has been an Executive Director of Caixa Económica de Cabo Verde for 14 years and of Banco Interatlântico for 8, and currently serves as Chairman of Caixa’s Executive Committee.